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Why do Dealerships and Manufacturers work with Roadrunner Financial?

Dealerships and Manufacturers like to work with Roadrunner Financial for a number of reasons. Roadrunner focuses on speed and ease of financing, which are attractive enhancements for both our dealer and manufacturer partners. We are constantly looking to improve in these areas and offer more credit products so working with both types of partners is vital in helping us understand the needs of the industry. We are also open 7 days a week and are easily accessible so manufacturers, dealers, and our customers appreciate how transparent and responsive we are.

How do I apply?

Applying for a loan typically takes less than 5 minutes. After inputting your basic information,  you will instantly receive an email with a decision. Click here to apply now!

Do you check my credit?

Yes, we use Experian Auto 8 to pull your credit report.

How long does it take to be approved?

The application and approval process takes only minutes.

How quickly can I get my vehicle?

Once a loan is requested, all terms/conditions are met and the electronic contract is signed, the purchase of the vehicle is funded same day directly to your dealership and your vehicle will normally be available within 24 hours of funding.

Note: Times for delivery of a vehicle may vary are is subject to fulfillment of pre-funding requirements as set forth by the Dealer & Roadrunner Financial, dealership discretion, vehicle availability, days/hours of operation of participating dealerships and other factors.

Where is financing through Roadrunner Financial offered?

Roadrunner Financial offers financing through select dealerships in the continental 48 states (excluding Washington, D.C.).

What credit products does Roadrunner Financial offer?

Roadrunner Financial offers loans for ATVs, Dirt Bikes, Golf Carts, Mowers, Motorcycles, Scooters, Snowmobiles, Tractors, Personal Watercrafts and UTVs for customers with prime or non prime credit.  Certain years, makes and models of vehicle types may be subject to exclusion and are subject to dealer availability.

What loan terms do you offer?

Term lengths currently available are 6, 12, 24, 36, 48, 60, 72 months.

All applicants are subject to credit approval. Not all customers will qualify for the above listed terms. Terms and conditions subject to change without notice.

Who is Roadrunner Financial?

Roadrunner Financial, Inc. is a non-depository installment lender who helps consumers obtain financing on a wide variety of powersports vehicles and outdoor power equipment. Roadrunner works with manufacturers, dealers and customers to simplify the loan process.

I’ve been approved for a loan. Now what?

Congratulations! Before you are able to sign your contracts you will need to provide a few documents. Every application will differ slightly, but you should be prepared to provide the following:

  1. Driver’s License (to verify your address and name)
  2. Phone number text verification
  3. 2 most recent bank statements OR 2 most recent paystubs
  4. Full-coverage insurance (check with your Roadrunner rep to see if this is necessary)

Once you provide these documents to our team, our underwriter’s will review them shortly and will request any additional documentation they may need. You are then ready to contract and pickup your vehicle!

Note: The dealership will need to submit some additional vehicle paperwork with your information on it so you should bring those documents with you to the dealership. The list above are typically requested documents, for an exhaustive list we highly recommend you reach out to your Roadrunner representative.

How do I repay my loan?

Check your loan documents and/or recent correspondence from Roadrunner Financial to determine who is servicing your loan.  Loans will be either serviced by Systems and Services Technologies, Inc. (SST) or Roadrunner Account Services, LLC. (RAS).  For SST serviced loans, you may make a payment online here, by sending a check to the address on your SST billing statement, or by calling (800) 789-8001 and making a check by phone payment.  For RAS serviced loans, you may make a payment online here, by sending a check to the address on your RAS billing statement, or by calling (833) 288-1367.

Are there any origination or prepayment fees?

No. We want to make things simple for our customers, so we have no origination fees, closing costs, or prepayment penalties.

Tax, title/UCC fees, tag fees and other dealer fees may apply.

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