Consumer – FAQ

Dealerships and Manufacturers work with Roadrunner Financial for a few reasons.  One, we focus on speed. We make it easy for dealerships (and customers) to get an instant decision, submit necessary documents and sign an electronic contract.  Two, we work with manufacturing partners to better understand customer needs and help curate several financing options, including financing for customers with prime credit, non-prime credit or those who are first-time buyers. Three, we are open 7 days a week and have dedicated teams to help dealers (and customers) with every step of the application process.

Applying is quick and easy and typically takes less than 5 minutes. We ask for basic information about you and you get an instant decision emailed to you.  Click here to apply now! 

Yes, we use Experian Auto 8 to pull your credit report.

The application and approval process takes only minutes.

Once a loan is requested, all terms/conditions are met and the electronic contract is signed, the purchase of the vehicle is funded same day directly to your dealership and your vehicle will normally be available within 24 hours of funding.

Note: Times for delivery of a vehicle may vary are is subject to fulfillment of pre-funding requirements as set forth by the Dealer & Roadrunner Financial, dealership discretion, vehicle availability, days/hours of operation of participating dealerships and other factors. 

Roadrunner Financial offers financing through select dealerships in the continental 48 states (excluding Washington, D.C.). 

Roadrunner Financial offers loans for ATVs, Dirt Bikes, Golf Carts, Mowers, Motorcycles, Scooters, Snowmobiles, Tractors, Personal Watercrafts and UTVs for customers with prime or non prime credit.  Certain years, makes and models of vehicle types may be subject to exclusion and are subject to dealer availability. 

Loans currently have either a 6, 12, 24, 36, 48, 60 or 72 month terms.

All applicants are subject to credit approval. Not all customers will qualify for the above listed terms. Terms and conditions subject to change without notice. 

Roadrunner Financial, Inc. is a non-depository installment lender who helps consumers obtain financing on a wide variety of powersports vehicles and outdoor power equipment. Roadrunner works with manufacturers, dealers and customers to simplify the loan process.

Congratulations! First, you will receive an email that includes your approved terms.  Before signing electronic contracts and closing your loan, you will need to send proof of address, proof of identity, verify phone number and depending on your loan tier, possibly proof of income. Your local dealership will need to submit vehicle title, MSO and proof of insurance if required. The fulfillment of other terms and conditions may apply prior to the execution of the electronic contracts and funding of the loan. 

Check your loan documents and/or recent correspondence from Roadrunner Financial to determine who is servicing your loan.  Loans will be either serviced by Systems and Services Technologies, Inc. (SST) or Roadrunner Account Services, LLC. (RAS).  For SST serviced loans, you may make a payment online here, by sending a check to the address on your SST billing statement, or by calling (800) 789-8001 and making a check by phone payment.  For RAS serviced loans, you may make a payment online here, by sending a check to the address on your RAS billing statement, or by calling (833) 288-1367. 

No. We want to make things simple for our customers, so we have no origination fees, closing costs, or prepayment penalties.

Tax, title/UCC fees, tag fees and other dealer fees may apply.