BMW Financing & Loans

Roadrunner Financial knows BMW financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

New & Used
BMW Models

Sports Bike

R 1250 GS Adventure
F 850 GS Adventure
R 1250 GS
R 1200 GS
R 1200 RT
S 1000 XR
F 900 XR
F 850 GS
F 800 GS
F 800 ST
F 700 GS 

F 750 GS
F 650 GS
G 310 GS
G 310 R
R 1250 R
S 1000 R
F 900 R
G 210 R
R 1200 R
R 1250 RS
S 1000 RR

Motorcycle

K 1200 GT
K 1200 LT
K 1300 S
K 1600 GTL
K 1600 Grand America
K 1600 GT
K 1600 B
R 1200 RT
R 1250 RT
2021 R18
R nineT

R nineT Pure
R nineT Scrambler
R nineT /5
F 800 GT
F 800 ST

Scooter

C 600 Sport
C 650 GT
C 650 GT Premium
C 400 X

Here’s How it Works

1.2.3

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

1.2.3

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

1.2.3

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

No commitment. No impact on credit score.

BMW Loan calculator

Loan Calculator

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*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your BMW
Loan Payment

Use our BMW Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your BMW financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

BMW Loan Questions? Here to help!

What’s the best BMW loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best BMW loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a BMW?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

How are BMW loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only BMW lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Get Riding with
Roadrunner Financial

Compare personalized credit offers and secure your vehicle at a local dealership.

No commitments. No impact on credit score.