Simplicity Financing & Loans

We’re one of the only powersports lenders with soft credit pulls. That means our application will not initiate what’s called a “hard inquiry” on your credit (which can affect your credit score). We’re able to pre-qualify you for financing without any credit impact. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

We work with thousands of trusted dealerships to ensure a first-class customer service experience. Once pre-qualified, our team will work to connect you with a Roadrunner Financial dealership. If you have a dealer in mind, and they’re not already signed up, we can get them signed up same-day.

If you choose to move forward with your pre-qualified offer, we’ll need you to submit some personal info (just to make sure it’s you!). We’ll need your driver’s license and a few other documents for verification.

Our technology allows us to qualify applicants based on the big picture, not just your credit score. We think everyone should apply to see if they pre-qualify for financing. Our application has no fees and no impact on credit, so why not apply?