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Quad ATV Financing & Loans

Roadrunner Financial knows Quad ATV financing. Explore brands, compare instant loan offers, and secure your ride at a local dealership.

No commitment. No impact on credit score.

Quad ATV Financing
Just Clicks Away

Get Prequalified

Get a real-time decision with no impact on credit score.

Quick Process

Save time at the dealership. No hassles. No haggling.

Competitive Rates

Receive competitive rate offers that are valid for 30 days

All Credit Welcome

We welcome all credit scores, from subprime to prime.

Browse Quad ATV Makes

Quad ATV Loan calculator

Loan Calculator

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*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your Quad ATV
Loan Payment

Use our Quad ATV Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your Quad ATV financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

Quad ATV Loan Questions? Here to help!

What is the average price of a Quad ATV?

A new Quad ATV can run between $3,000 – $15,000, with the average price being about $8,000. Prices vary depending on engine size, performance, and additional features or accessories.

What’s the best Quad ATV loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best Quad ATV loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a Quad ATV?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

How are Quad ATV loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only Quad ATV lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

FAQs

Q: What is a Quad ATV loan?

We offer financing by way of a retail installment loan, where the value of the vehicle is split up into installments to be paid over time (plus interest). When you agree to Roadrunner Financial financing terms, your interest rate and monthly payments will never change.

Q: How do I get a Quad ATV loan?

Roadrunner Financial makes financing super simple. First, fill out our fast and easy online application. You’ll submit some information like your name and address, and get a pre-qualified decision in minutes. We’ll connect you with a dealership and they’ll take care of verifying your info, signing contracts, and handing you the keys.

We’re one of the only powersports lenders with soft credit pulls. That means our application will not initiate what’s called a “hard inquiry” on your credit (which can affect your credit score). We’re able to pre-qualify you for financing without any credit impact. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

We work with thousands of trusted dealerships to ensure a first-class customer service experience. Once pre-qualified, our team will work to connect you with a Roadrunner Financial dealership. If you have a dealer in mind, and they’re not already signed up, we can get them signed up same-day.

If you choose to move forward with your pre-qualified offer, we’ll need you to submit some personal info (just to make sure it’s you!). We’ll need your driver’s license and a few other documents for verification.

Our technology allows us to qualify applicants based on the big picture, not just your credit score. We think everyone should apply to see if they pre-qualify for financing. Our application has no fees and no impact on credit, so why not apply?

New & Used
Quad ATV Financing

We offer financing on over 25,000 new and used quad ATVs, side-by-sides, motorcycles, dirt bikes, snowmobiles, zero turn mowers, golf carts and more.

No commitment. No impact on credit score.

Finance with ease— no matter your credit score.

We welcome everyone across the FICO score range to check if they pre-qualify for financing – from subprime to prime. Check your rate online and get an instant decision.

No commitment. No impact on credit score.

How does it work?
It’s simple.

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!