Yamaha Financing & Loans

Roadrunner Financial knows Yamaha financing. Explore models, compare instant loan offers, and secure your ride at a local dealership.

No commitment. No impact on credit score.

Compare Options with Roadrunner Financial®

We welcome prime and subprime buyers to check if they pre-qualify for financing. You can instantly compare offers online without any impact to your credit, no strings attached.

New & Used Yamaha Models

ATV

Raptor 700R SE
Raptor 700R
Raptor 700
YFZ450R SE
YFZ450R
Raptor 90
YFZ50
Grizzly EPS XT-R
Grizzly EPS SE
Grizzly EPS
Grizzly 90
Kodiak 700 EPS SE
Kodiak 700 EPS
Kodiak 700
Kodiak 450 EPS SE
Kodiak 450 EPS
Kodiak 450
Big Bear 400
Big Bear 450
Banshee 350

PWC

Waverunner
EX
EX Sport
EX Deluxe
EXR
EX Limited
VX-C
VX
VX Deluxe
VX Cruiser
VX Cruiser HO
VX Limited
VX Limited HO
Superjet
GP1800R HO
GP1800R SVHO
FX HO
FX Cruiser
FX SVHO
FX Cruiser SVHO
FX Limited SVHO

Snowmobile

Sidewinder SRX LE
Sidewinder L-TX LE
Sidewinder L-TX SE
Sidewinder L-TX GT
SRViper L-TX GR
SXVenom
Sidewinder L-TX DX
SRViper L-TX SE
SRViper L-TX
Sidewinder X-XT LE 146
Sidewinder X-TX SE 146
Sidewinder B-TX LE 153
Sidewinder X-TX LE 141
Sidewinder X-TX SE 141
Mountain Max LE 165
Mountain Max LE 154
SXVenom Mountain
Sidewinder M-TX 153
Sidewinder M-TX LE 162
RS Venture TF
VK PRofessional II
VK540
Sidewinder S-TX GT
Snoscoot ES
Apex SE

UTV

YXZ1000R SS XT-R
YXZ1000R SS SE
YXZ1000R SS
YXZ1000R SE
YXZ1000R
Rhino
Wolverine X4 850
Wolverine X4 XT-R 850
Wolverine X2 XT-R 850
Wolverine R-Spec EPS
Viking
Viking VI EPS
Viking EPS

Motorcycle

Star Venture
Star Eluder
Star Roadliner
Star Stratoliner
Star Warrior
Super Tenere ES
Tenere 700
FJR1300ES
FJR1300A
NIKEN GT
NIKEN
Tracer 900 GT
Tracer 900
VMAX
Bolt R-Spec
Bolt
XSR900
XSR700
V Star 250
Raider
Stryker
Virago

Sport Bike

YZF-R1M
YZF-R1
YZF-R1S
YZF-R3
YZF-R6
MT-10
MT-09
MT-07
MT-03
GSX-R600
FZ1000
FZ8
FZ-09
FZ-10
FJ-09
TW200
XT250

Dirt Bike

YZ450F
YZ250F
YZ250
YZ125
YZ85
YZ85E
YZ65
YZ450FZ
YZ250FX
YZ250X
YZ125X
WR450F
WR250F
TT-R250
TT-R125LE
TT-R110E
TT-R110
TT-R50E
PW50
WR250R
XT250
TW200

Scooter

XMAX
SMAX
Zuma 125

Here’s How it Works

1.2.3

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

1.2.3

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

1.2.3

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

No commitment. No impact on credit score.

Yamaha Loan calculator

Loan Calculator

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*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your Yamaha
Loan Payment

Use our Yamaha Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your Yamaha financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

Yamaha Loan Questions? Here to help!

What’s the best Yamaha loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best Yamaha loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance a Yamaha?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

How are Yamaha loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only Yamaha lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

Get Riding with
Roadrunner Financial

Compare personalized credit offers and secure your vehicle at a local dealership.

No commitments. No impact on credit score.